Basic Accounting Concepts and Principles

The main purpose of financial accounting is to provide necessary economic information required for decision-making in a business. Financial accounting follows certain rules and guidelines to prepare reports on the financial standing of an entity. These rules and guidelines are usually referred to as Generally Accepted Accounting Principles (GAAP). GAAP sets its accounting standards and guidelines for preparing financial reports for public, private, non-profitable organizations, and governments owned companies.

Readers of a financial report should be intimated if the information provided in the financial statements follow the GAAP guidelines. The accountant or auditor is responsible for ensuring this procedure. Some basic accounting concepts and principles are:

Business Entity: This principle treats the company as a separate entity from its owners. Personal accounts of owners/partners should be kept separate from profits and expenses of the company.

Cost: This principle states that the company has to consider the original cost of fixed assets like building and machinery, rather than market value. But today most of the companies report only the market value.

Sincerity: According to this principle, the auditors should prepare the financial reports in order to project the real financial position of the company rather than fabricating facts.

Monetary Unit: This principle assumes that transactions should be recorded in a single currency and exchange rate. This will help the company compare its accounts to the previous years, in spite of a change in the rate of inflation.

Consistency: According to this principle, the accountants should use the same methods and functions for different periods of time. For example, the same rate of percentage should be applied for all depreciation. This principle is also known as the principle of regularity.

Prudence: The main objective of this principle is to show the real financial position of the company. The accountants should show the correct revenue accounts and provide a provision for expenses which may occur in the future.

Matching: According to this principle, all the revenues and concerned expenses incurred should be shown in the same financial period. The main objective is to avoid any overstatements of income at any particular time.
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Sales Negotiation Training: Effective Sales Negotiation Skills and Techniques

You may be a person who does not like to negotiate, but often ends up in positions where negotiation becomes necessary. Most people wrongly think that negotiation skills are only for salespeople. But, imagine a situation where you are planning to sell your house. Now, without negotiation you might end up getting a price that’s much lesser than what your house deserves. Think of the losses you might have to incur, just because of poor negotiating skills. Thus, reasonably good negotiation skills can benefit you greatly, even if you are not in the sales business. For people in sales businesses, excellent negotiation skills are a must. Your sales depend upon your ‘sales talks’ and the price you fetch for your product, entirely depends upon your negotiation skills.

Consider following guidelines for effective sales negotiation skills and techniques.

Understand Your Product and Evaluate Customer Feedback
The first step towards excellent sales negotiation, is to thoroughly understand your product. Study your product or service well, and evaluate the values that you have to offer. Seeking feedback from your customers is crucial to sales success. Your customers can give you a better idea about your weak points, and the areas where your competitors score over you. Always be open to suggestions and criticism from customers. They are pivotal in improving your product. Understanding your weak points can help you in the preparation of an explanation and swiftly sail you through tricky questions, during a negotiation.

Understand Your Competitors
Conduct a market research and find out who the major competitors are, in your chosen product line. Research the tactics of these contenders and plan accordingly. Identify your strong areas and assert them positively, on the negotiation table. Refrain from criticizing your competitor’s product, as that would make you look too desperate to sell your product.

Plan a Sales Strategy
Plan a sales strategy with your marketing team. Develop a line upon which to act, during a negotiation. Adhere to those guidelines while you are actually negotiating.
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Highest Paying Jobs in America

Considering that people spend a fortune on college education and typically avail loans to put themselves through school, the desire to earn top dollar is but natural. The capacity to earn is contingent on graduating with the right set of skills that makes one marketable. It’s prudent to pursue a line of work wherein salary is commensurate with education, although it’s impractical to assume that one can choose a career path irrespective of aptitude and interests but solely on the basis of earning potential. The following list of highest paying jobs in America, for the year 2009, may be helpful to students who are at crossroads and are unsure of choosing a career path on account of having the aptitude for diverse academic pursuits. For more on career development and career planning one may refer to articles on career education.

Highest Paying Jobs in America

Surgeons and Physicians: Given the increasing demand for doctors, physicians and surgeons earn a robust salary in the range of $161,490 and $206,770 per annum. The compensation package includes salary, bonus, incentive payments, research stipends, honoraria and distribution of profits. Amongst doctors, surgeons earn the highest salary followed closely by anesthesiologists, orthodontists, obstetrician and gynecologists and, oral and maxillofacial surgeons. Interns, general practitioners and prosthodontists, in general, earn between $160,000 and $170,000 annually. Employment of physicians and surgeons is expected to grow at a faster rate than average. Self-employed physicians have higher median incomes as compared to their salaried counterparts. Earnings are proportional to the number of years of practice, the geographic region and professional reputation. Wisconsin has been rated as the best paying state for surgeons, obstetricians and gynecologists, interns and general practitioners.

Chief Executives: After surgeons and physicians, chief executives have made it to the list of highest paying jobs in the US. Entrusted with the job of providing direction to companies, formulating policies, setting goals and overseeing operations, chief executives require extensive experience in their line of work. Fierce competition is expected given the increase in the number of qualified applicants. Chief executives in New Jersey are believed to earn the highest salary.
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